Why Choose Volo Loans for Your Costa Rica Home Loans?

Say Goodbye to International Loan Headaches

Financing a home in Costa Rica shouldn’t feel like an endurance test. With Volo Loans, you can secure your paradise quickly and securely. Loans structured around familiar U.S. standards—so you can focus less on paperwork and more on palm trees.

Explore all your home loan options in one place. Visit the Home Loan Solutions Hub.

Approved by Costa Rica’s Realtors—Trusted by U.S. Homebuyers

As a U.S. Lender registered with the National Mortgage Licensing System, Volo Loans offers unmatched credibility. This isn’t just lending; it’s peace of mind from start to finish.

U.S. Standards, Costa Rican Dreams

All loans are funded, regulated, and serviced in the U.S., adhering strictly to Fannie Mae and Freddie Mac guidelines. Enjoy American regulatory standards without giving up your tropical escape.

Faster Closing—Because Paradise Shouldn’t Wait

Forget the typical 8–12 month waiting game of local banks. With Volo Loans, you’re holding keys in 30–60 days, turning your vision into reality sooner rather than later.

Expertise Without the Red Tape

No need to wrestle with local banks or decode foreign credit systems. Your existing U.S. credit history is all we need, ensuring a smooth experience without hidden complications.

See The Volo Difference

Volo Loans

U.S.-regulated loans

Close in 30–60 days

Bilingual, U.S.-based customer support

Simple pre-qualification

Other Lending Options

Local regulation, unclear compliance standards

Close in 8–12 months

Limited bilingual support, local-only support

Complex, lengthy application processes

We’re With You Every Step of the Way, in English or Español

When you partner with Volo Loans, you’re not navigating this alone. Our U.S.-based team offers clear guidance, timely updates, and friendly bilingual support. We’re more than lenders; we’re your companions on the path home.

I’m a boat captain in Costa Rica and have been here off and on for over 20 years. I’d tried to buy property before but could never make it happen. With Volo Loans, it was finally possible. I was very fortunate to find them. They made it easy and simple, and I was able to purchase a piece of property exactly where I wanted to be. I’m very happy with everything and I recommend them 100%. It’s just an easy way to buy property in Costa Rica.

Jamie E., Volo Customer

Your Global Property Journey Starts Here

Start Pre-Qualification

We make it easy to buy property abroad—starting with Costa Rica, expanding worldwide. Pre-qualify today and unlock expert guidance, U.S. compliance, and fast closings across borders.

+1 (833) 3MY-VOLO

155 N 400 W STE 170
Salt Lake City, UT 84103

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Volo Loans provides equal lending opportunities to all applicants and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

*The displayed interest rate reflects a base rate for an adjustable rate loan and does not include any rate or pricing adjustments based on credit score, fees, borrower, or property information. The adjustable rate offer has the initial interest rate is fixed for the first seven years of the loan, depending on which program you select. After the initial fixed rate period, the interest rate charged will be based on an interest rate index plus a margin. The index is the SOFR Index and is the 180 day average provided by the Federal Reserve Bank of New York. The most recent Index figure available as of the date 45 days before each Change Date is called the “Current Index.” Information about this index is published in the Federal Reserve Statistical Release, Form H.15 (519). Information about this index is announced weekly by the Federal Reserve Board. After the initial fixed rate period, the applicable interest rate and payment amount under this adjustable rate loan will be adjusted semiannually, based on movements of the index. The fixed loan product has a fixed rate for the lifetime of the loan, 30 years. The index is the Primary Mortgage Market Survey@ 30-Yr FRM US Weekly Average published and made available by Freddie Mac. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. If either index ceases to be made available, we will choose a new index which is based upon comparable information.

The displayed offer will be calculated based on provided information and will be subject to change upon the final appraisal and purchase offer. Your actual monthly payment may be higher. All rates and offers are offered for a limited time and subject to change without notice. Rates are based on an evaluation of credit history, loan-to-value, and loan term , so your rate may differ. If an escrow account is required, or requested, the actual monthly payment will also include monthly escrow payments. Other restrictions may apply. All loans are subject to credit, underwriting and property approval guidelines. Offered loan products may vary by state. There is no guarantee that all borrowers will qualify. Restrictions may apply. This is not a commitment to lend. Terms, conditions, and programs are subject to change without notice.

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