SAY GOODBYE TO
INTERNATIONAL
LOAN HEADACHES
Our mission is to make buying property in paradise feel less like a gamble, and more like coming home. Ready to turn that dream into a plan?
We're not just a lender. We're a financial bridge, connecting the U.S. systems you trust with the Costa Rican property you've been dreaming about. Volo Loans helps U.S. citizens confidently finance residential properties in Costa Rica with U.S.-regulated loans, expert guidance, and closings that actually happen on time.
THE VOLO LOANS ADVANTAGE
APPROVED BY COSTA RICA'S REALTORS, TRUSTED BY HOMEBUYERS
As a U.S. Lender registered with the National Mortgage Licensing System, Volo Loans offers unmatched credibility. This isn't just lending; it's peace of mind from start to finish.
U.S. STANDARDS, COSTA RICAN DREAMS
All loans are funded, regulated, and serviced in the U.S., adhering strictly to Fannie Mae and Freddie Mac guidelines. Enjoy American regulatory standards without giving up your tropical escape.
FASTER CLOSINGS, BECAUSE PARADISE SHOULDN'T WAIT
Forget the typical 8–12 month waiting game of local banks. With Volo Loans, you're holding keys in as little as 30 days, turning your vision into reality sooner rather than later.
EXPERTISE WITHOUT THE RED TAPE
No need to wrestle with local banks or decode foreign credit systems. Your existing U.S. credit history is all we need, ensuring a smooth experience without hidden complications.
Languages We Offer
English
Master the global language for business, travel, and communication.
Spanish
Speak one of the world’s most widely spoken languages with confidence.
French
Essential for international business, culture, and travel.
German
Gain a competitive edge in European markets.
Japanese
Immerse yourself in one of the world’s most fascinating cultures.
And more...
Our language programs continue to expand.
Not sure which language to choose? Our advisors can help.
OUR PROCESS
GET PRE-APPROVED
Submit your application online in minutes—no foreign credit needed.
STEP 1
FIND YOUR HOME
Explore with confidence equipped with a Volo Loans pre-approval.
STEP 2
GO UNDER CONTRACT
We'll help you handle cross-border compliance, title, and documentation.
STEP 3
WE'RE WITH YOU EVERY STEP OF THE WAY, IN ENGLISH OR ESPAÑOL
“
"I’m a boat captain in Costa Rica and have been here off and on for over 20 years. I’d tried to buy property before but could never make it happen. With Volo Loans, it was finally possible. They made it easy and simple, and I was able to purchase a piece of property exactly where I wanted to be. I recommend them 100%."
Jamie, E.
Volo Customer
“
"My experience with Volo Loans deserves 6 stars. Their loan enabled us to complete the pool and landscaping for our dream house in Costa Rica. All of their staff, both here and in the USA, were professional, super friendly, and supportive... As they promised, the process was very fast, uneventful, transparent, and stress-free... I recommend Volo unreservedly."
Gary H.
Volo Customer
YOUR GLOBAL PROPERTY JOURNEY STARTS HERE
INTERNATIONAL
LOAN HEADACHES
YOUR GLOBAL PROPERTY JOURNEY STARTS HERE
THE STORY BEHIND VOLO LOANS: A DIFFERENT KIND OF LENDING PARTNER
NMLS #2459494. Volo Loans provides equal lending opportunities.
Financial Terms: (Includes detailed SOFR Index and Freddie Mac PMMS index explanations, adjustable rate period details, and U.S. Patriot Act Disclosures).
Costa Rica Specific Warning: VOLO LOANS LLC is supervised in Costa Rica solely with respect to anti–money laundering matters... SUGEF does not supervise VOLO LOANS LLC in financial matters.
© 2026 Volo Loans. All rights reserved.
SEE THE VOLO DIFFERENCE
When you partner with Volo Loans, you’re not navigating alone. Our U.S.-based team offers clear guidance, timely updates, and friendly bilingual support. We’re more than lenders; we’re your companions on the path home.
Financing a home in Costa Rica shouldn't feel like an endurance test. With Volo Loans, you can secure your paradise quickly and securely. Loans structured around familiar U.S. standards so you can focus less on paperwork and more on palm trees.
WHY CHOOSE VOLO LOANS FOR YOUR COSTA RICA HOME LOAN?
$700K
Average loan size for U.S. buyers investing in Costa Rican property.
30 DAYS
Typical closing time for Volo clients (not 8–12 months).
1st
A U.S. Lender registered with the National Mortgage Licensing System (specializing in this niche).